{"id":5019,"date":"2026-04-08T07:37:08","date_gmt":"2026-04-08T07:37:08","guid":{"rendered":"https:\/\/samer-choucair.com\/%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1-%d8%a7%d9%84%d9%85%d8%a7%d9%84-%d9%81%d9%8a-%d8%a7%d9%84%d8%a8%d9%88%d8%b1%d8%b5%d8%a9-%d9%85%d8%b9-%d8%b1%d8%a7%d8%a6%d8%af\/"},"modified":"2026-04-12T10:48:41","modified_gmt":"2026-04-12T10:48:41","slug":"%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1-%d8%a7%d9%84%d9%85%d8%a7%d9%84-%d9%81%d9%8a-%d8%a7%d9%84%d8%a8%d9%88%d8%b1%d8%b5%d8%a9","status":"publish","type":"post","link":"https:\/\/samer-choucair.com\/ar\/%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%a7%d8%b3%d8%aa%d8%ab%d9%85%d8%a7%d8%b1-%d8%a7%d9%84%d9%85%d8%a7%d9%84-%d9%81%d9%8a-%d8%a7%d9%84%d8%a8%d9%88%d8%b1%d8%b5%d8%a9\/","title":{"rendered":"\u0643\u064a\u0641\u064a\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0627\u0644 \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629 \u0645\u0639 \u0631\u0627\u0626\u062f \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 Samer Choucair"},"content":{"rendered":"

\u062a\u064f\u0639\u062f \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062d\u0631\u0643 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0627\u0644\u062d\u062f\u064a\u062b\u060c \u062d\u064a\u062b \u064a\u0633\u0639\u0649 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0639\u0644\u0649 \u062d\u062f \u0633\u0648\u0627\u0621 \u0644\u0641\u0647\u0645 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0639\u0642\u062f\u0629 \u0648\u0627\u0643\u062a\u0634\u0627\u0641 \u0641\u0631\u0635 \u062d\u0642\u064a\u0642\u064a\u0629 \u0644\u062a\u062d\u0642\u064a\u0642 \u0646\u0645\u0648 \u0645\u0633\u062a\u062f\u0627\u0645 \u0644\u0644\u062b\u0631\u0648\u0627\u062a \u0648\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n

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\n

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\u0648\u064a\u0624\u0643\u062f \u0633\u0627\u0645\u0631 \u0634\u0642\u064a\u0631 \u0623\u0646 \u0627\u0644\u0635\u0628\u0631 \u0648\u0627\u0644\u0627\u0646\u0636\u0628\u0627\u0637 \u0647\u0645\u0627 \u0645\u0641\u062a\u0627\u062d \u0627\u0644\u0646\u062c\u0627\u062d \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u060c \u0645\u0639 \u0636\u0631\u0648\u0631\u0629 \u0627\u0644\u0627\u0628\u062a\u0639\u0627\u062f \u0639\u0646 \u0627\u0644\u0639\u0648\u0627\u0637\u0641 \u0627\u0644\u062a\u064a \u062a\u0624\u062f\u064a \u063a\u0627\u0644\u0628\u064b\u0627 \u0625\u0644\u0649 \u0642\u0631\u0627\u0631\u0627\u062a \u0628\u064a\u0639 \u0648\u0634\u0631\u0627\u0621 \u063a\u064a\u0631 \u0645\u062f\u0631\u0648\u0633\u0629.<\/p>\n

\n

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\n

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\u0648\u064a\u0646\u0635\u062d \u0633\u0627\u0645\u0631 \u0634\u0642\u064a\u0631 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u062c\u062f\u062f \u0628\u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0623\u062f\u0648\u0627\u062a\u060c \u0645\u0639 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0646\u0635\u0627\u062a \u0645\u0631\u062e\u0635\u0629 \u0648\u0622\u0645\u0646\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0623\u0645\u0648\u0627\u0644\u0647\u0645 \u0645\u0646 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644.<\/p>\n

\n

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\u0643\u0645\u0627 \u0623\u0646 \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0645\u062a\u0644\u0643 \u0645\u064a\u0632\u0629 \u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0642\u0648\u064a\u0629 \u064a\u064f\u0639\u062f \u0639\u0627\u0645\u0644\u064b\u0627 \u0623\u0633\u0627\u0633\u064a\u064b\u0627 \u0641\u064a \u0628\u0646\u0627\u0621 \u0627\u0633\u062a\u0642\u0644\u0627\u0644 \u0645\u0627\u0644\u064a \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u062f.<\/p>\n

\n

\u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0648\u0642\u0648\u0629 \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0645\u0627\u0644\u064a<\/strong><\/span><\/h2>\n

\u0641\u0647\u0645 \u0627\u0644\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0646\u0633\u0628 \u0627\u0644\u0633\u0639\u0631 \u0625\u0644\u0649 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0648\u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0646\u0645\u0648 \u064a\u064f\u0639\u062f \u0623\u0645\u0631\u064b\u0627 \u0636\u0631\u0648\u0631\u064a\u064b\u0627 \u0644\u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0637\u0648\u064a\u0644\u0629 \u0627\u0644\u0623\u062c\u0644.<\/p>\n

\u0648\u0625\u062a\u0642\u0627\u0646 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u064a\u0639\u0632\u0632 \u062b\u0642\u0629 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u062d\u062a\u0649 \u0641\u064a \u0641\u062a\u0631\u0627\u062a \u062a\u0631\u0627\u062c\u0639 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0624\u0642\u062a\u0629.<\/p>\n

\n

\u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/strong><\/span><\/h2>\n

\u062a\u0624\u062b\u0631 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0639\u0644\u0649 \u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u0623\u0633\u0648\u0627\u0642.<\/p>\n

\u0641\u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u064a\u0642\u0644\u0644 \u0645\u0646 \u062c\u0627\u0630\u0628\u064a\u0629 \u0627\u0644\u0623\u0633\u0647\u0645\u060c \u0628\u064a\u0646\u0645\u0627 \u064a\u0624\u062f\u064a \u062e\u0641\u0636\u0647\u0627 \u0625\u0644\u0649 \u062a\u062d\u0641\u064a\u0632 \u0627\u0644\u0646\u0645\u0648. \u0644\u0630\u0644\u0643\u060c \u0641\u0625\u0646 \u0645\u062a\u0627\u0628\u0639\u0629 \u0627\u0644\u062a\u0636\u062e\u0645 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0623\u0645\u0631 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0644\u0646\u062c\u0627\u062d \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631.<\/p>\n

\n

\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629<\/strong><\/span><\/h2>\n

\u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u064a\u0648\u0645\u064a \u064a\u062d\u0645\u0644 \u0645\u062e\u0627\u0637\u0631 \u0639\u0627\u0644\u064a\u0629 \u0648\u064a\u062a\u0637\u0644\u0628 \u062e\u0628\u0631\u0629 \u0643\u0628\u064a\u0631\u0629 \u0648\u0648\u0642\u062a\u064b\u0627 \u0637\u0648\u064a\u0644\u064b\u0627\u060c \u0628\u064a\u0646\u0645\u0627 \u064a\u062d\u0642\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644 \u0641\u0648\u0627\u0626\u062f \u0623\u0643\u0628\u0631 \u0628\u0641\u0636\u0644 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u062a\u0631\u0627\u0643\u0645\u064a \u0644\u0644\u0634\u0631\u0643\u0627\u062a.<\/p>\n

\u0648\u064a\u0646\u0635\u062d \u0633\u0627\u0645\u0631 \u0634\u0642\u064a\u0631 \u0628\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0645\u0633\u062a\u0642\u0631\u0629 \u0648\u0645\u062f\u0631\u0648\u0633\u0629 \u0628\u062f\u0644\u064b\u0627 \u0645\u0646 \u0627\u0644\u0633\u0639\u064a \u0648\u0631\u0627\u0621 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0633\u0631\u064a\u0639\u0629.<\/p>\n

\n

\u0633\u064a\u0643\u0648\u0644\u0648\u062c\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631 \u0648\u0636\u0628\u0637 \u0627\u0644\u0646\u0641\u0633<\/strong><\/span><\/h2>\n

\u062a\u0644\u0639\u0628 \u0627\u0644\u062d\u0627\u0644\u0629 \u0627\u0644\u0646\u0641\u0633\u064a\u0629 \u062f\u0648\u0631\u064b\u0627 \u0643\u0628\u064a\u0631\u064b\u0627 \u0641\u064a \u0646\u062c\u0627\u062d \u0623\u0648 \u0641\u0634\u0644 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u060c \u062d\u064a\u062b \u064a\u0624\u062f\u064a \u0627\u0644\u062e\u0648\u0641 \u0625\u0644\u0649 \u0627\u0644\u0628\u064a\u0639 \u0641\u064a \u0627\u0644\u0642\u0627\u0639\u060c \u0648\u0627\u0644\u0637\u0645\u0639 \u0625\u0644\u0649 \u0627\u0644\u0634\u0631\u0627\u0621 \u0641\u064a \u0627\u0644\u0642\u0645\u0645.<\/p>\n

\u0644\u0630\u0644\u0643\u060c \u0641\u0625\u0646 \u0627\u0644\u062a\u062d\u0643\u0645 \u0641\u064a \u0627\u0644\u0645\u0634\u0627\u0639\u0631 \u0648\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u062e\u0637\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0623\u0645\u0631 \u0636\u0631\u0648\u0631\u064a \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0646\u062c\u0627\u062d \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644.<\/p>\n

\n

\u0627\u0644\u062a\u0639\u0644\u0645 \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0648\u0645\u062a\u0627\u0628\u0639\u0629 \u0627\u0644\u0633\u0648\u0642<\/strong><\/span><\/h2>\n

\u064a\u062a\u0637\u0644\u0628 \u0627\u0644\u0646\u062c\u0627\u062d \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0639\u0644\u0645 \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0648\u0645\u062a\u0627\u0628\u0639\u0629 \u0627\u0644\u0623\u062d\u062f\u0627\u062b \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0623\u062f\u0627\u0621 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u0625\u0645\u062f\u0627\u062f.<\/p>\n

\u0648\u064a\u0633\u0639\u0649 \u0633\u0627\u0645\u0631 \u0634\u0642\u064a\u0631 \u0625\u0644\u0649 \u0646\u0634\u0631 \u0627\u0644\u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0633\u0624\u0648\u0644.<\/p>\n

\n

\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0631\u064a\u062a \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629<\/strong><\/span><\/h2>\n

\u062a\u0648\u0641\u0631 \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u064a (REITs) \u0641\u0631\u0635\u0629 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0628\u0645\u0628\u0627\u0644\u063a \u0635\u063a\u064a\u0631\u0629 \u0645\u0639 \u0633\u064a\u0648\u0644\u0629 \u0639\u0627\u0644\u064a\u0629.<\/p>\n

\u0643\u0645\u0627 \u062a\u0645\u0646\u062d \u0639\u0648\u0627\u0626\u062f \u062f\u0648\u0631\u064a\u0629\u060c \u0648\u062a\u064f\u0639\u062f \u062c\u0632\u0621\u064b\u0627 \u0645\u0647\u0645\u064b\u0627 \u0645\u0646 \u0623\u064a \u0645\u062d\u0641\u0638\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0645\u062a\u0648\u0627\u0632\u0646\u0629.<\/p>\n

\n

\u0645\u062a\u0627\u0628\u0639\u0629 \u062d\u0631\u0643\u0629 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629<\/strong><\/span><\/h2>\n

\u063a\u0627\u0644\u0628\u064b\u0627 \u0645\u0627 \u062a\u062a\u062d\u0631\u0643 \u0627\u0644\u0623\u0633\u0647\u0645 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0643\u0628\u0627\u0631 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n

\u0648\u0645\u062a\u0627\u0628\u0639\u0629 \u0645\u0627 \u064a\u064f\u0639\u0631\u0641 \u0628\u0640 “\u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0630\u0643\u064a\u0629” \u062a\u0633\u0627\u0639\u062f \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0631 \u0645\u0639 \u0627\u062a\u062c\u0627\u0647 \u0627\u0644\u0633\u0648\u0642 \u0628\u062f\u0644\u064b\u0627 \u0645\u0646 \u0645\u0639\u0627\u0631\u0636\u062a\u0647.<\/p>\n

\n

\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0633\u0624\u0648\u0644 (ESG)<\/strong><\/span><\/h2>\n

\u064a\u062a\u062c\u0647 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u0648\u0646 \u0628\u0634\u0643\u0644 \u0645\u062a\u0632\u0627\u064a\u062f \u0646\u062d\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0644\u062a\u0632\u0645 \u0628\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0628\u064a\u0626\u0629 \u0648\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u062d\u0648\u0643\u0645\u0629.<\/p>\n

\u0648\u062a\u064f\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0623\u0643\u062b\u0631 \u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0648\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0645\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u0623\u0632\u0645\u0627\u062a.<\/p>\n

\n

\u0627\u0644\u062a\u0635\u062d\u064a\u062d\u0627\u062a \u0627\u0644\u0633\u0648\u0642\u064a\u0629 \u0643\u0641\u0631\u0635<\/strong><\/span><\/h2>\n

\u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0623\u062d\u064a\u0627\u0646 \u062a\u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0641\u064a \u0631\u062f\u0648\u062f \u0623\u0641\u0639\u0627\u0644\u0647\u0627\u060c \u0645\u0645\u0627 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0627\u0646\u062e\u0641\u0627\u0636 \u0623\u0633\u0639\u0627\u0631 \u0623\u0633\u0647\u0645 \u0642\u0648\u064a\u0629 \u0628\u0634\u0643\u0644 \u063a\u064a\u0631 \u0645\u0628\u0631\u0631.<\/p>\n

\u0648\u0647\u0630\u0647 \u0627\u0644\u0644\u062d\u0638\u0627\u062a \u062a\u0645\u062b\u0644 \u0641\u0631\u0635 \u0634\u0631\u0627\u0621 \u0645\u0647\u0645\u0629 \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0627\u0644\u0645\u0646\u0636\u0628\u0637\u064a\u0646.<\/p>\n

\n

\u0627\u0644\u0637\u0631\u0648\u062d\u0627\u062a \u0627\u0644\u0623\u0648\u0644\u064a\u0629 (IPOs)<\/strong><\/span><\/h2>\n

\u062a\u062a\u064a\u062d \u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629 \u0641\u0631\u0635\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0639\u062f\u0629 \u0645\u0646\u0630 \u0628\u062f\u0627\u064a\u062a\u0647\u0627.<\/p>\n

\u0644\u0643\u0646 \u0645\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a \u062f\u0631\u0627\u0633\u0629 \u0646\u0634\u0631\u0629 \u0627\u0644\u0625\u0635\u062f\u0627\u0631 \u0628\u0639\u0646\u0627\u064a\u0629 \u0642\u0628\u0644 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631.<\/p>\n

\n

\u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u062f\u0641\u0627\u0639\u064a\u0629<\/strong><\/span><\/h2>\n

\u062a\u064f\u0639\u062f \u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u0633\u0644\u0639 \u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643\u064a\u0629 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0623\u0643\u062b\u0631 \u0627\u0633\u062a\u0642\u0631\u0627\u0631\u064b\u0627 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0627\u062a \u0627\u0644\u0631\u0643\u0648\u062f \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a.<\/p>\n

\u0648\u0625\u0636\u0627\u0641\u062a\u0647\u0627 \u0625\u0644\u0649 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u064a\u0633\u0627\u0639\u062f \u0641\u064a \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062a\u0642\u0644\u0628\u0627\u062a.<\/p>\n

\n

\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/strong><\/span><\/h2>\n

\u062a\u062d\u062f\u064a\u062f \u0646\u0633\u0628\u0629 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0643\u0644 \u0633\u0647\u0645 \u064a\u064f\u0639\u062f \u0623\u0645\u0631\u064b\u0627 \u0623\u0633\u0627\u0633\u064a\u064b\u0627 \u0644\u062d\u0645\u0627\u064a\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644.<\/p>\n

\u0648\u064a\u0646\u0635\u062d \u0634\u0642\u064a\u0631 \u0628\u0639\u062f\u0645 \u062a\u062c\u0627\u0648\u0632 5% \u0645\u0646 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0641\u064a \u0633\u0647\u0645 \u0648\u0627\u062d\u062f.<\/p>\n

\n

\u0627\u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u062f\u064a\u0645\u0648\u063a\u0631\u0627\u0641\u064a\u0629<\/strong><\/span><\/h2>\n

\u062a\u0624\u062b\u0631 \u0627\u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u0633\u0643\u0627\u0646\u064a\u0629 \u0639\u0644\u0649 \u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u060c \u062d\u064a\u062b \u062a\u0632\u062f\u0627\u062f \u0623\u0647\u0645\u064a\u0629 \u0642\u0637\u0627\u0639\u0627\u062a \u0645\u062b\u0644 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0648\u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u064a\u0629 \u0648\u0627\u0644\u062a\u0631\u0641\u064a\u0647 \u0627\u0644\u0631\u0642\u0645\u064a.<\/p>\n

\n

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\n

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